My wife is a substitute teacher and just finished teaching a few weeks of summer school in Rocklin. She enjoyed her time in the classroom, but after a long-term teaching job and four weeks of summer school she is ready for a little summer break! To help her find a few ways to relax I went online and looked up “Things Teachers Should Do Over The Summer”. I wasn’t surprised to find that the top five suggestions were:
Sleep,
Read a book
Deep clean the house
Discover a new local day trip location
Spend time with family and friends
However, I was surprised that in a list of 50 ideas none of them suggested reviewing financial planning documents, insurance plans, or estate planning documents. Since classes and lesson planning take up most of the year, when else are teachers supposed plan their future?
In order to take care of all the wonderful teachers and school staff who devote their time to other people’s future, I would like to add a few suggestions to that list:
Travel (after you have a will in place)
Review or establish an estate plan to protect your family’s future
Review insurance (homeowners, car, life, legal) to make sure you are getting the best deal and using all the benefits your insurance offers. Most legal insurance plans cover a large portion (if not all) of your estate planning fees. Don’t miss out!
Review your financial health by checking investments, college planning, mortgage rates and savings goals
If you work in education and are trying to figure out how to make the most of your summer break, check out my list of suggestions and see what you still need to do. If reviewing or writing an estate plan is on your to-do list, I would be more than happy to help you cross that item off. I come to you, so you don’t have to leave your air conditioner or poolside to come to my office to talk or sign your documents. I will have your paperwork finished and ready to sign in a timely manner, leaving you more time to relax and make the most of your break. Best of all, if you decide to move forward before 8/15, I will donate a backpack full of school supplies to a backpack drive in your area, helping others in your community achieve their goals.
Thank you for all you do for our kids and their future. I look forward to working with you and helping you make the most of your summer break.